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Starting Out as a LMC Midwife

Helping You Get It Right From Day One

Free Online Session for Final Year Midwifery Students & New Grads

Starting LMC practice? The business side can feel like a lot.

You've spent years learning to be a midwife - not an accountant.

This free online zoom session is designed to give final year midwifery students and new grads, easy to understand guidance on the business and tax side of starting a LMC practice.

Current sessions

17th September 2026 - 7pm

2nd October 2026 - 10am

Can’t make either date? More sessions may be added depending on interest.

You don't need to be a Ktrio client and there is no obligation to become one, I am genuinely just passionate about helping LMC's get off to a great start on their new exciting journey.

Thanks for registering for Ktrio's free Starting Out as a LMC online session.

What we'll cover

  • Getting set up as self-employed - what you need to have in place before you start LMC work

  • Sole trader vs company - what the difference actually means for you

  • GST - when to register, how GST works and your filing obligations

  • Income tax & provisional tax - what you'll pay, when you'll pay it and how to avoid nasty surprises

  • Student Loans - when do you need to pay and how much

  • ACC - how your levies work and what to expect in your first years

  • Kiwisaver - how it works when you're self employed

  • Business bank accounts - how to structure your money from day one

  • How much to put aside for tax - the most critical component of the session

  • Xero & record keeping - keeping things simple and staying on top of your accounts

  • Your vehicle & travel - mileage, logbooks and claiming business use

  • Working from home - home-office expenses and record keeping

  • What you can claim - common LMC expenses and what isn't deductible

  • How to pay yourself - from your business

  • Choosing an accountant — when and what they should be doing for you

  • Live Q&A — bring the questions nobody has explained to you yet